Do you rent cars when you are on vacation?

When you go on vacation do you rent a car?  I ask this questions because when I was in Phoenix in December I did rent a car.  I had an excellent rate for the car rental.  However the rental insurance was double the cost of the car.  I believe that it was around $40 per day for full coverage. Have you had this happen. 

There are a few ways that you can rent a car and not have such a steep insurance bill.  First ask your car insurance company if car rentals are covered under your policy, also ask what is covered, any deductibles, any advise they wish to give. The second option would be when purchasing your travel insurance add the car rental coverage.  I met with my travel insurance sales rep this week and their add on is only $7.00 per day.

Always do your research and know what your costs could be should a mishap happen.